A Few simple Steps Will Cut The Cost Of Your Annual Phone Bills

If you need to stay in touch while on the go, there are affordable substitutes for cell phone consumers. For example, millions of land line subscribers are dropping their home phone in favor of either the all in one bundle plan or using broadband internet phone.

1. Prepare To Save Over $800 this year by implementing these steps.
   
   Expensive land line and cell phone fees are finally persuading U.S cell phone users to keep the lid on consumption. But the price of cellular service plans keeps soaring - thanks to rising cost of living and speculators. Did you know Verizon charges a dial tone fee of $6 to $12 a month depending what state you live in to land line subscribers who buy the basic service? Bundle your cable TV, cell phone wireless bill, and Internet access can mean big savings to you and your family. Want a summer cell phone bill / land line holiday? Lingo can save you over 50% off your traditional home phone service. Sign up today and get 1 month free, Click here to save $500 a year
   

2. 2. You Could Trade In Your Monster Land line
   
   Just by switching your land line to an broadband or Internet voIP phone calling plan will save you an average of $240 per year. By switching to Lingo
   
   
   
   
   • Comcast
     
     
   • AT&T Call Vantage
     
     
   • or ViaTalk
     
     
   you could be paying $20 a month or more for local calls and $25 a month for both local calls plus long distance services. Just remember you will have to ad 10 to 15 percent to the bill for regulatory fees voIP providers will add. To see why just do the math. Click here to learn more.

3. Stop paying Overage fees
   
   You can be saddled with high overage charges every month. If you are paying $40 for a 500 anytime minute plan but you find that you actually talk for 500 minutes, with an average overage rate of 40 cents a minute, you could be paying an extra $40 dollars. The average cell phone subscriber pays an average of $6.00 extra a month for going over their anytime minutes. Switch to a higher monthly calling plan. Go to watchmycell.com, this is a way for you to track your overage fees for free.

4. Chill And Go With A Flat $5.00 text message plan
   
   To send 200 text messages. If you pay 20 cents for each text message you send or receive. You send an average of 200 text messages a month and don't have a text message plan. You are paying 20 cents x 200 messages=$40 a month. ($40 x 12 months=$480) You are paying for text messages. By paying a flat fee of $5.00 a month to send the same amount of text messages you are saving $420 a year.I heartily recommend you go on a flat rate text message plan. T-Mobile offers a text message plan for only $4.99 a month. AT&T charges $5.00 for 200 messages.

5. Save $100 and transfer contract to avoid termination fees
   
   If you are not happy with your wireless provider and in the middle of your cell phone contract, you could be paying anywhere from $200 to $350 to terminate your contract. Instead go to: CellTradeUsa.com and Cellswapper.com. Here you only pay $18 to $25 to get matched up with someone who is willing to take over your contract. Avoid paying early termination fees and save $100 or more.

6. Avoid Cancellation & Overage fees by
   
   Using a prepaid T-mobile, AT&T gophone or Virgin Mobile plan. Here you won't have to pass a credit check or worry about penality termination fees, monthly fees, etc. You can cancel your service at anytime without paying cancellation fees.

7. Prepare for prolonged pain by doing nothing
   
   Want to put an extra $800 a year in your pocket and go on vacation with the money you save? Implement the steps above

8. Stop using the Sprint Call Forwarding Service
   
   Did you know that Sprint charges you 20 cents a minute plus your anytime minute fee whenever you call forward any calls to your sprint cell phone?

Based on my experience this year, I saved over $800 on my cell phone & land line fees

I dropped my Quest Land line and saved $420 this year by going with Verizon voice over IP provider
. I also saved an additional $520 this year by bundling my wireless bill, cable-TV bill and Internet access bill again by going with the Verizon bundle plan.
Click here for more information.

Source: Kiplinger's Personal Finance July 2008 Issue